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  • Writer's pictureZachary Epps

What to know about owning a home

Finally, you’ve made some progress!

After spending years living in rented apartments, you’re ready to buy a nice home in the coveted area of Boulder, Colorado. Afterall it ranks no.1 in a U.S News poll on the 150 best places to live in the USA in 2021-2022.

From finding out pricing to considering the help of a realtor, you should carefully make your plans. In this new phase of your life, and with little to no understanding of the Boulder real estate market, you need to know a number of things about owning a home before you splash the cash.

Use a trusted realtor

Realtors get a part of the sale price when a home is bought. As such, some buyers don't want to use realtors because they believe it will cut costs. But not all realtors are cut from the same coat.

A trusted realtor knows the Boulder real estate market and will be able to protect your interests and guide you through the process of buying your dream home. You also don't have to negotiate for home inspections.

Be mentally and financially prepared

Owning a new home is no trivial affair, as it is probably the largest single financial decision you’ll ever get to make in your lifetime.

For starters, you have to find a way to ensure that you consistently have a disposable and steady income. Here, you need the advice of a mortgage lender.

The process of searching for the right property in Boulder can be daunting. You’ll have to make bids and take rejections. You also have to bide your time. A hasty decision is often wrong.

Consider long-term plans

When picking a house, make sure it's something that will also suit your needs in the long run. This is one big financial commitment of your life. And you have to consider so many factors like if it's your dream house, if you're getting married, having kids, or leaving your current job.

Be prepared for many potential obstacles, from being unable to find a house that fits your needs now and in a few years. If you don’t find your preferred house, you may want to keep looking.


If you have to get married, state laws determine what happens to your assets, especially during divorce. If you're single, you need to think of long-term plans when buying a house.

Have an exit plan if things don't go the way you planned. It is good to agree in writing regarding mortgage payments, titling, and liability.

Be intentional about home inspection

After successfully making an offer for a home in Boulder, your initial excitement might cause you to pass up inspection. This is very wrong.

Although not inspecting a new home might be cheaper, it’s not a good idea.

You are advised to conduct a thorough inspection, especially if it’s your first time buying a home. Better for you to spot structural deficiencies from the very beginning than to spend hundreds of dollars in maintenance costs in the long run.

Boulder is a highly desirable place to live, no doubt. But if you want a high chance of buying your dream home, you need the very best realtor with an unmatched knowledge of the Boulder real estate market to guide you through each stage of the journey. Contact Zachary Epps today!

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